Products and Services

My goal is to provide quality needs-based products and services to each and every client.  Whether you are starting a family, running a business or planning for retirement, I can design a program geared towards each stage of your life

Personal Financial Services

Financial Planning
*Wealth Accumulation Strategies
Income Analysis/Benefits Coordination
Income Replacement/Disability
Life Insurance
Long Term Care Insurance

Estate and Trust Planning Strategies
Conservation and Tax Funding
Charitable Giving

*Retirement Planning
*Pension/Profit Sharing
Non-Qualified Exec. Plans
*401(k) and 403(b) Plans

Business Planning
Tax Management Strategies
Business Continuation
Key Person Insurance
Business Strategies

Employee Benefits
Group Insurance Plans
(Health, Life, Disability)
Executive Incentives
Salary Deduction

*Investment Services
*Investment Strategies
*Risk Tolerance Evaluation College Funding Programs/Section 529
*IRA Rollover Options
*Pension Investment Services
*Asset Allocation Strategies

Tax Saving Strategy Products
*Mutual Funds
*Variable Annuities
Single Premium Annuities
*Municipal Bond Funds
*Money Market Funds

* These services are offered through Cetera Advisor Networks LLC